Life

Policy holder details

Name

DNI or NIE

Sex

Male

Female

Date of Birth

Month

Day

Year

Phone number

Job

Do you practice extreme sports?

Yes

Drive motorbike?

Yes

Engine CC

Policy Details

Coverage amount

Are you currently insured?

Yes

Insurance Company

Current premium

How important it is to ensure the wellbeing and patrimony of family members in case of death. To make sure that this painful event does not cause any financial difficulty to your nearest and dearest.

How important it is to guarantee a capital in case of Incapacity, which can make things a lot worse for the family and the individual. Sometimes we worry about having our car, our home and our business insured, while forgetting what’s most important … the individual.

GUARANTEES

Apart from the cover of decease, which is mandatory, all other guarantees are optional.

Death due to any cause

In case of death of the insured due to any cause whatsoever, the capital guaranteed under the policy is paid out (main mandatory cover).

Death by accident (double capital).

In this event, the beneficiary receives a compensation equal to the insured capital in case of death, plus an additional capital, generally of the same amount

Death by traffic accident (triple capital).

If the insured dies in a traffic accident, the compensation amounts to three times the capital insured for cases of death by any cause.

Disablement for any reason

This is the case where the insured becomes totally disabled to exercise any profession or occupation. As a rule, the guaranteed capital is the same as that of death for any reason, although there are some insurance policies accepting a lower capital.

Disablement by accidente (double capital).

In this event, the beneficiary receives a compensation equal to the insured capital in case of disablement, plus an additional capital of the same amount

Disablement by traffic accident (triple capital).

If the disablement is the result of a traffic accident, the compensation amounts to three times the capital insured for cases of disablement by any cause.

Total Permanent Disablement

This is the case where the insured becomes incapacitated to carry out any or some of the basic tasks of his normal profession, provided he is able to take on a different profession.

Serious Illnesses

If the insured has been diagnosed with a serious illness (oncological, haematological, neurological, cardiac), the company pays out a compensation of the insured capital which may range between 25 and 50% of the capital in case of death, while the policy remains in effect for the rest of the guarantees in case of death and disablement. The policy guarantees the insured a considerable capital to treat this illness at any hospital.

Advance payment of burial expenses

In this case, the life insurance acts as an insurance in case of death, paying out the insured capital in a short delay, in order to allow the family to take care of these expenses.